First, let’s define what an International Travel Medical Insurance is. International Travel Medical Insurance is a short-term medical insurance plan that provides among other things medical coverage associated with international traveling. It is sometimes known as Travel Medical Insurance for short.
- Reimbursement of eligible medical expenses,
- Trip Interruption,
- Lost checked luggage,
- Emergency medical evacuation,
- Emergency reunion,
- Emergency dental,
- Accidental death and dismemberment,
- Return of remains.
- Terrorism coverage,
- Hospital indemnity (or hospital daily cash),
- Complications of pregnancy,
- Acute onset of a pre-existing condition,
- Natural disaster,
- Travel assistance such as pre-trip health and safety advisories, emergency cash transfers, lost passport or travel document assistance, bail bond assistance, etc.
- Incidental home country coverage for a short return to home country during coverage period,
Just like all medical insurance plans, there are deductibles, coinsurance percentages and overall maximum limits associated with International Travel Medical Insurance.
Now back to the question of “Do I need an International Travel Medical Insurance?”
In short, whether you travel for business or pleasure, international travel involves risk.
Fortunately, with a quality International Travel Medical Insurance plan, the above risks can be mitigated cost effectively.
International Travel Medical Insurance – Do I Need One?
One type of unique nursing position is that of a travel nursing career.